Get a Fresh Start With Chapter 7 Bankruptcy Filing Services From Let Us Help
Did you know that you can file for Chapter 7 bankruptcy pro se? Let Us Help assists clients in proceeding with these filings without legal presentation. Our paralegals can guide you through the bankruptcy process by assisting with document preparation at a fraction of the cost of legal representation.
How Does Chapter 7 Bankruptcy Work?
Chapter 7 bankruptcy is a process that relieves many different types of debt, including credit cards, medical bills, and personal loans. Better still, this type of filing allows debtors to keep their home and vehicle in many cases. While California state law outlines exempt properties for bankruptcy, this process is typically governed by federal legislation.
Benefits of Chapter 7 bankruptcy filing include:
Relief from debt collection efforts
When you file your paperwork with your local bankruptcy court, the automatic stay goes into effect. This rule prevents debt collectors from contacting you, and you now have legal protection from creditors seeking repayment. If creditors still attempt to contact you, the courts may penalize them. If a debt collector contacts you, give them your bankruptcy case number.
Chapter 7 bankruptcy can alleviate the stresses of repaying many common types of debt, including that associated with credit cards, cell phones, utilities, personal loans, and lawsuits. The obligation to repay these debts is removed once the court enters your bankruptcy discharge. Some debts, however, cannot be discharged, including:
- Student loans
- Child support
- Government judgments and penalties
- Some housing fees
- Some tax obligations
Improve your credit
This is especially crucial because most Chapter 7 bankruptcy filings are for individuals with credit scores below 600. By providing debtors with a clean slate, they can then re-establish themselves financially with a variety of strategies, including:
- Procuring a secured credit card
- Becoming an authorized user on another person’s credit card
- Making and adhering to a budget
Fees indicated below do not include filing, recording, or courier service charges.
Chapter 7 Bankruptcy
Starting at $499
Let Us Help’s Chapter 7 Bankruptcy filing package assists individuals in providing relief from many common varieties of debt. Our paralegals can assist you with the legal language and processes associated with this type of bankruptcy filing at a fraction of the price of hiring an attorney.
When California residents need pro se Chapter 7 bankruptcy document preparation and filing services, Let Us Help paralegals are ready to assist. Call 877-490-0068 to find out more about your bankruptcy options, or to get a quote for your bankruptcy document needs.